INFOX Payments bets on own credit at FEBRABAN Tech

What is INFOX Payments bringing to FEBRABAN Tech 2026?

INFOX Payments is showcasing an upgraded platform for private-label card operations and Digital CDC (direct consumer credit) at FEBRABAN Tech 2026. The solution combines facial biometrics, automated credit analysis, digital card issuance, financial processing, and real-time monitoring of consumer purchasing and payment behaviour — all inside a single platform.

Why does this matter for Brazilian retailers?

According to INFOX CEO André Maniezo, credit has evolved from a simple sales tool into a powerful business-intelligence asset. By centralising data on purchase frequency, payment history and consumption profiles, retailers can raise average ticket sizes, boost repeat purchases and cut customer-acquisition costs — while capturing new revenue streams from financial services beyond product margins.

What does the broader market data say?

The Febraban Banking Technology Survey 2026 shows that 80% of banks are prioritising customer-journey improvements, with digital onboarding, identity validation and operational efficiency topping the investment list. Brazil's Open Finance ecosystem has also reached 102.8 million active consents — a 122% year-on-year increase — expanding the scope for personalised, integrated financial products.

How does facial biometrics fit into the journey?

Facial biometrics underpins a fully digital customer journey: from initial registration and credit scoring through to card issuance, limit management, billing and ongoing portfolio monitoring. The automated credit-granting engine reduces manual intervention, speeds up approvals and strengthens fraud prevention.