R$ 5.1 bn in Forgotten Funds Still Wait in Brazil

What is the SVR and how does it work?

The Sistema Valores a Receber (SVR) is a free service run by Brazil's Central Bank (Banco Central do Brasil) that lets individuals, companies and even estates of deceased people check whether they have forgotten money sitting in banks, consortium administrators or other financial institutions. Once a balance is found, users can request a refund manually, automatically through the platform, or by arranging it directly with the institution.

How much unclaimed money is still available?

As of June 2026, approximately R$ 5.1 billion remained available for withdrawal on the SVR — down from R$ 6.2 billion recorded in May 2026. This marks the second consecutive monthly drop. Part of the decline is linked to the federal government's debt-renegotiation programmes: funds whose rights were transferred to the União were moved to the Fundo Garantidor de Operações (FGO) to enable discounts under Desenrola 2.0 and similar schemes.

Who can claim the money?

Of the R$ 5.1 billion available in June, R$ 3.77 billion belongs to individual taxpayers — spread across 22.7 million beneficiaries. The remaining R$ 1.36 billion is owed to companies, covering 2.1 million business beneficiaries. That means tens of millions of Brazilians and businesses may be sitting on cash they don't even know about.

How do expats and foreigners check?

Anyone with a Brazilian CPF (individuals) or CNPJ (companies) can log in to the SVR portal through the gov.br platform. The process is straightforward and takes only a few minutes. Even non-resident Brazilians living abroad can check and claim their funds online.