FGTS Pays Out R$ 13 Billion in Profit

Who qualifies for the FGTS profit share?

Every worker who had a balance in any FGTS account — active or inactive — on 31 December 2025 is entitled to receive a share of the profit. That covers 138.2 million workers across Brazil.

How is the payment amount calculated?

Multiply your FGTS balance as of 31 December 2025 by the index 0.0186834. For example, a balance of R$ 1,000 generates a credit of R$ 18.68. Workers with multiple jobs may have more than one FGTS account; each account is calculated separately, so a higher balance means a larger payout.

When will the money appear in accounts?

Caixa Econômica Federal begins crediting the amounts on Friday, 31 July 2025. No action is required — the credit is automatic.

Can I withdraw the profit credit?

The profit credit becomes part of your FGTS balance and follows the same withdrawal rules as the rest of the fund. You can access it in the usual situations: dismissal without just cause, home purchase, retirement, end of fixed-term contract, serious illness, public calamity, and a few other specific cases. No new withdrawal window is being opened.

What is the return on my FGTS in 2025?

With this distribution, the total yield on FGTS accounts for 2025 reaches 6.90%. Since Brazil's official inflation (IPCA) was 4.26% in 2025, that represents a real gain of 2.53 percentage points above inflation — a positive result for savers.

How do I check my balance?

You can check your updated balance through the official FGTS app or on the Caixa Econômica Federal website, using your registered worker login.