What Is the New Phase of the Escritural Invoice in Brazil?

Brazil's digital trade receivables system — known as duplicata escritural — has entered its assisted production phase, coordinated by the B3 stock exchange operator. The reform affects companies of all sizes and sectors that issue or receive trade invoices, forcing them to migrate from paper and manual file-based processes to a fully digital, API-driven infrastructure.

Why Does This Matter for Businesses?

The duplicata market moves approximately R$ 11 trillion per year, making it one of the largest financial ecosystems in Brazil. The new framework is designed to increase transaction security, improve transparency, and modernize financial management across corporate Brazil. Failure to adapt in time can mean operational bottlenecks in accounts payable and receivable.

What Happened at the Conexão Duplicata Escritural Event?

Multinational tech consultancy SEIDOR — SAP's top partner in Brazil — organized the Conexão Duplicata Escritural event at the Arena B3 in São Paulo, in partnership with Shipay and B3. Executives, fintech specialists, and financial market representatives gathered to debate the impact of the new infrastructure and the roadmap for implementation.

  • B3 specialists presented the regulatory advances and the implementation timeline.
  • Shipay addressed payment infrastructure challenges and inter-company communication.
  • SEIDOR demonstrated how ERP-bank-registrar integration is critical for operational efficiency.

How Does the 4pay Platform Help Companies Adapt?

SEIDOR unveiled its 4pay platform, built to automate communication between SAP, financial institutions, and registrar infrastructure via APIs in real time. Key features include automatic invoice registration with B3, online lifecycle monitoring of receivables, acceptance/refusal notifications, automatic event updates, and direct accounting write-off inside SAP. The platform also automates Pix payments, real-time bank reconciliation, and collection processes.